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In establishing the following fees, your Board of Directors uses the following criteria:
1. Ability of the Member to avoid fees by using alternate services
2. The basic cost to credit union operations
3. Charges assessed at similar institutions
4. Justification of ordinary member use vs. extraordinary use
| Checking Account Fees | |
| Account Reconciliation | $20.00/hour |
| Check Printing | Prices Vary |
| (Contact us to see how you may qualify for FREE or discounted check printing.) | |
| Undeliverable Address | $5.00 |
| (Check orders returned to the Credit Union by post office) | |
| Monthly Fee | No Charge |
| Non Sufficient Funds | $20.00 |
| Check Copy | $3.00 |
| Overdraft Protection (from Savings) | $2.00 |
| Per Check Fee | No Charge |
| Returned Item | $20.00 |
| Stop Payment Order | $20.00 |
| (Check, Money Order, ACH, etc.) | |
| Temporary Checks (four) | $2.00 |
| Overdraft Privilege (check paid) | $20.00 |
| Fees Applicable to All Accounts | |
| Account Closing | $5.00 |
| (If closed within 90 days of opening) | |
| Check Processing | $3.00 |
| (Waived for members who are under 23 years of age or over 55, member has 3 or more products or services, or has an account or loan with a cumulative balance of $250 or more.) | |
| Member Number Change | $5.00 per account |
| (Per account up to maximum of $25.00) | |
| Account Research | $10.00/hour |
| ACH/Electronic Withdrawal Non-Sufficient Funds | $20.00 |
| Certified Check | $3.00 |
| Garnishment, Levy, Court Order Processing Fee | $45.00 |
| Income Withholding Orders per Week (Friend of the Court) | 10% of amount withheld |
| IRA Set-Up | No Charge |
| IRA Maintenance/Closing | No Charge |
| Land Contract Collection | $20.00/month |
| Account Maintenance | No Charge |
| Statement Copy | $3.00 |
| 1-Month Account History Print Out | $1.00 |
| Western Union Wire | Prices Vary |
| Bank Wire Transfer | $12.00 to $30.00 |
| Manual Transfer (Not using Audio Teller) | $1.00 |
| Cross-Member Telephone Transfer (Not using Audio Teller) | $2.00 |
| Dort by Phone Audio Teller | No Charge |
| (Balance inquiries, transaction history, transfers, and payments) | |
| Other Fees | |
| Cashier's Check under $500 | $1.50 |
| Money Order | $1.50 |
| uTransfer Into Dort Federal | No Charge |
| uTransfer from Dort to another source | $2.00 |
| Inactive Membership | $5.00/quarter |
| (Charged to accounts with cumulative balances below $250, with no activity within last year. Waived for minors and members taking advantage of certain services.) | |
| Safe Deposit Box Rentals | |
| (per year, due March 15th) | |
3x5 |
$15.00 |
3x10 |
$25.00 |
5x5 |
$22.50 |
5x10 |
$40.00 |
7x10 |
$52.00 |
10x10 |
$75.00 |
| Travelers Cheques | $1.50/$100.00 |
| (Free to members on direct deposit) | |
| Gift Cheques | $2.50 each |
| Dort Online™ Banking | No Charge |
| eStatements | No Charge |
| Bill Payer | No Charge |
| Coin Counting (self coin counter) | 2% |
| Visa Platinum Credit Card | |
| Annual Fee | No Charge |
| Lost Card | $5.00 |
| Rush Card | No Charge |
| (Will be charged overnight delivery) | |
| Sales Draft Copy | $5.00 |
| VISA Check Card NSF | $20.00 |
| Overlimit Fee | $0.00 |
| Late Charge (Payments more than 15 days late) |
$28.00/month |
| Dort One Card (VISA Check Card) Transaction Fee (Unlimited Usage) |
No Charge |
| Cash Advance Fee | No Charge |
| Transfer Balance Fee | No Charge |
| VISA Gift Cards | $5.00 in office/$5.95 online |
| Foreign Currency Conversion Fee | up to 1% |
| Automatic Teller Machine (ATM) | |
| Proprietary ATM Surcharge | No Charge |
| Withdrawal from Pledged Shares | $8.00 |
| Deposits, Transfers, Payments | No Charge |
| Excessive ATM Withdrawals and/or Balance Inquiries (exceeding 8 in a calendar month) | $.75 each |
| Up to Eight Withdrawals/Balance Inquiries (per month) | No Charge |
| Overdraft Fee | $20.00 |
| Visa Debit Cards | |
| Visa Debit Card NSF | $20.00 |
| Visa Debit Card Transaction Fee | No Charge |
| Foreign Currency Conversion Fee | up to 1% |
| Tips on Avoiding Fees | |
| Use our NO COST Dort Online Banking and audio response system, Dort by Phone , services to avoid certain fees, such as manual transfers. This convenient service allows you to obtain account information by telephone nearly 24 hours a day, 7 days a week, and it’s simple to use. Call any office for further details.
Save time and money - have your monthly loan payments automatically transferred from your Dort Federal account. |
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